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Kitschmas is Coming

I do try to like Christmas, I really do. It is, after all, supposed to be a time for getting together with family and friends, eating good food, and giving gifts. But boy, do North American stores make it hard. For starters, every year, the retail push starts earlier and earlier. No sooner is the […]

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Nothing to write home about

Ah, there’s nothing quite like real estate shopping to bring home to you exactly what kind of “purchasing power” you really have. The process begins with a trip to the bank, where a sharp-eyed analyst will review your finances. He or she will look at your income, your car payments, your credit history, your bank […]